Personal coverage
Life Insurance
Critical Illness Insurance
Critical Illness Insurance
Tax-free benefit to pay towards debts, taxes and to maintain your family's lifestyle.
Term Life Insurance
Participating Life Insurance
Universal Life Insurance
Guaranteed Issue Life Insurance
Mortgage Life Insurance
Critical Illness Insurance
Critical Illness Insurance
Critical Illness Insurance
Tax-free lump sum benefit to cover additional costs if diagnosed with a critical illness or condition.
"Focus on your recovery, not your finances"
Disability Insurance
Critical Illness Insurance
Health & Dental Plans
Offers financial protection if you're unable to work due to an illness or injury.
Income Replacement
Loan Repayment
Top-Up Group Coverage
Health & Dental Plans
Health & Dental Plans
Health & Dental Plans
Enhanced coverage to supplement your provincial government plan.
Extended Healthcare
Dental Benefits
Prescription Drugs
Vision Benefits
Travel Insurance
Health & Dental Plans
Travel Insurance
Emergency medical coverage for a vacation, visitors to Canada or while studying abroad.
"Sit back and relax, we've got you covered"
Investments
Health & Dental Plans
Travel Insurance
Segregated fund policies protect your initial investment through built-in maturity and death benefit guarantees.
RRSP (Registered Retirement Savings Plan)
TFSA (Tax-Free Savings Account)
Non-Registered Savings Plan
Business coverage
Employee Benefits
Corporate Life Insurance
Corporate Life Insurance
Attract and retain valuable employees with flexible plan designs to suit your business:
Life Insurance
Accidental Death & Dismemberment
Health & Dental Benefits
Critical Illness Insurance
Short & Long Term Disability Benefits
Employee/Family Assistance Plan
Emergency Travel Insurance
Corporate Life Insurance
Corporate Life Insurance
Corporate Life Insurance
Protect your business in the event of a death of a business owner or key employee.
Key Person Insurance
Buy/Sell Funding for Partners
Capital Gains Tax at Death
Business Loan Protection
Employee RRSP's
Corporate Life Insurance
Corporate Critical Illness
Employee Registered Retirement Savings Plans with optional employer contribution matching.
Help ensure that your employees are preparing for retirement.
Corporate Critical Illness
Corporate Disability Insurance
Corporate Critical Illness
Tax-free lump sum benefit paid to your business while a shareholder recovers from a critical illness or condition.
Reducing financial strain on your business.
Health Spending Accounts
Corporate Disability Insurance
Corporate Disability Insurance
Canada Revenue Agency approved method to provide medical, dental and vision benefits in a tax-efficient manner.
Health Spending Accounts are an eligible business expense for the corporation and the benefit is received tax-free to the employee.
Corporate Disability Insurance
Corporate Disability Insurance
Corporate Disability Insurance
Keep your business running smoothly in the event of an injury or illness of a shareholder.
Tax-free benefit to help pay for business expenses like rent, utilities and salaries.